First Time buyer questions
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Danielle41
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Joined: 09 May 2009
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PostPosted: Sat May 09, 2009 8:15 pm    Post subject: First Time buyer questions Reply with quote

Hi,

My Partner and I want to buy the house that I'm currently renting. it was valued 2 years ago at £150,000 but the owner will sell it to us for £130,000. The problem we have is neither of us are particularly high earners and we could only raise about 5% as a deposit.

This really seems to be the only way for us to get on the housing ladder!

any advice for lowish income buyers and 95% mortgages would be greatly received.

Danielle
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Luke Doonan
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PostPosted: Tue May 12, 2009 1:31 pm    Post subject: Hello Reply with quote

Hi Danielle,

Many thanks for joining the site! I completely understand your situation and recommend that you wait (if you can) another month or so until more first time buyer rates come on to the market...

The government is working with many banks (many they own majority shares in now) so I predict that we will see new rates for first time buyers coming on very soon.

Bath Building Society is worth speaking to, they have recently launched some new schemes for first time buyers... Also take a look at the governments new housing website - www.housingoptions.co.uk as they are offering first time buyers loans in many areas....

I am confident that we will see more new rates coming on the market soon, probably by the end of the summer if not before...

I would ask your current landlord to put in writing exactly what he is willing to except for the property and also anything else related to the sale, talk to him / her about time frames and just make clear that you are keen and commited to buying the property.

Let me know the outcome and many thanks again for joining the site...

Luke Very Happy
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iraji
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Joined: 25 Jan 2009
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PostPosted: Mon Jan 04, 2010 10:56 pm    Post subject: Reply with quote

Dear Luke,

I have recently purchased a property with my partner (joint ownership) with mortgage. And the only document we have received from our solicitor is the Official Copy of Register of Title. My questions are:

1. Is there any other documents that we are supposed to receive as the new owners?
2. The nature of the joint ownership has not been mentioned in the above document. Is there any other official document which mentions the nature of the joint ownership?
3. Is the Register of Title same as Deed of Title?

Kind Regards,

Iraji
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Luke Doonan
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PostPosted: Mon Jan 18, 2010 4:02 pm    Post subject: Hello Reply with quote

Many thanks for your email!

The main document is the land registry title document, if the property has been jointly purchased, it will list both names on the main page (usually page 1)

If it does not, you will need to speak with your solicitor....

Make sure you make a will ASAP....

Hope that helps....

Luke
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midlands
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PostPosted: Tue May 29, 2012 9:27 am    Post subject: Reply with quote

I want to know about the rental process of property as lands.I have a property, i want to give it for rent.this is a large area. So, please suggest me about rental process in this link rental property management columbia sc
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none
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PostPosted: Tue Sep 18, 2012 12:08 pm    Post subject: Reply with quote

Thanks for sharing this tips it was really helpful as informative to buy a first home. Other than that I would like to add that once you have bought your first home, make sure that you are decorating well to make it more beautiful.

________________________
London Estate Agents
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Sjcg123
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PostPosted: Mon Nov 14, 2016 1:50 am    Post subject: Sjcg123 Reply with quote

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PostPosted: Mon Nov 14, 2016 7:57 am    Post subject: http://www.innnovate.com Reply with quote

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PostPosted: Wed Sep 20, 2017 3:06 am    Post subject: michael kors factory outlet Reply with quote

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